Translate
Loan Comparison
Compare interest rates, fees, and features from top banks
Calculate Your EMI
₹5.0 Lakhs
3 Years
Estimated EMI
₹16,607
per month (at 12% p.a.)
Punjab National Bank
★★★★★
(3.9)Interest Rate
10.40% - 16.95%
Processing Fee
1% + GST
Max Amount
₹10 Lakhs
Tenure
1-5 years
Key Features:
Low processing fee
Competitive rates
Govt-backed security
Wide branch network
Axis Bank
★★★★★
(4.2)🎁 Zero processing fee for government employees
Interest Rate
10.49% - 22.00%
Processing Fee
Up to 2%
Max Amount
₹40 Lakhs
Tenure
1-5 years
Key Features:
Quick approval
Competitive rates
Easy EMI
Online tracking
IndusInd Bank
★★★★★
(4)🎁 Free insurance worth ₹1 lakh with loans above ₹25 lakhs
Interest Rate
10.49% - 23.00%
Processing Fee
Up to 2.5%
Max Amount
₹50 Lakhs
Tenure
1-5 years
Key Features:
Instant approval
Digital journey
Flexible EMI
Easy documentation
IDFC First Bank
★★★★★
(4)🎁 Get ₹500 cashback on first EMI payment
Interest Rate
10.49% - 24.99%
Processing Fee
Up to 3.5%
Max Amount
₹40 Lakhs
Tenure
1-5 years
Key Features:
Instant digital disbursal
Zero foreclosure fee
Flexi loan option
Part-prepayment allowed
Federal Bank
★★★★★
(4)Interest Rate
10.49% - 17.99%
Processing Fee
Up to 3%
Max Amount
₹25 Lakhs
Tenure
1-5 years
Key Features:
Quick disbursal
Low documentation
Minimum paperwork
Doorstep service
HDFC Bank
★★★★★
(4.5)🎁 0.25% rate reduction for salaried customers
Interest Rate
10.50% - 21.00%
Processing Fee
Up to 2.5%
Max Amount
₹40 Lakhs
Tenure
1-5 years
Key Features:
Instant approval
Flexible repayment
No hidden charges
Quick disbursal
Bank of Baroda
★★★★★
(3.8)Interest Rate
10.60% - 17.60%
Processing Fee
2% (min ₹1,000)
Max Amount
₹10 Lakhs
Tenure
1-5 years
Key Features:
Zero prepayment charges
Competitive rates
Large branch network
Simple documentation
ICICI Bank
★★★★★
(4.3)🎁 Free credit card with loan above ₹10 lakhs
Interest Rate
10.75% - 19.00%
Processing Fee
Up to 2.25%
Max Amount
₹50 Lakhs
Tenure
1-6 years
Key Features:
Digital process
Minimal documentation
Pre-approved offers
Balance transfer
Canara Bank
★★★★★
(3.8)Interest Rate
10.85% - 15.65%
Processing Fee
0.50% + GST
Max Amount
₹10 Lakhs
Tenure
1-5 years
Key Features:
Lowest processing fee
Government-backed
Simple process
Low interest rates
Bank of India
★★★★★
(3.7)Interest Rate
10.85% - 14.85%
Processing Fee
1% + GST
Max Amount
₹10 Lakhs
Tenure
1-5 years
Key Features:
Lowest rate ceiling
Government-backed
No collateral
Nationwide branches
Kotak Mahindra Bank
★★★★★
(4.1)🎁 0.5% cashback on processing fee
Interest Rate
10.99% - 20.00%
Processing Fee
Up to 3%
Max Amount
₹35 Lakhs
Tenure
1-5 years
Key Features:
Paperless process
Same-day approval
Balance transfer
Top-up loans
Yes Bank
★★★★★
(3.9)Interest Rate
10.99% - 20.00%
Processing Fee
Up to 2.5%
Max Amount
₹40 Lakhs
Tenure
1-5 years
Key Features:
Quick approvals
Flexible tenure
Digital process
Competitive rates
Tata Capital
★★★★★
(4)Interest Rate
10.99% - 24.00%
Processing Fee
Up to 2.75%
Max Amount
₹35 Lakhs
Tenure
1-6 years
Key Features:
100% online process
Quick disbursal
No collateral
Flexible EMI plans
Bajaj Finserv
★★★★★
(4.2)🎁 Flexi loan option — pay only interest, repay principal anytime
Interest Rate
11.00% - 25.00%
Processing Fee
Up to 3.5%
Max Amount
₹35 Lakhs
Tenure
1-5 years
Key Features:
Instant approval
Flexi loan
No collateral
Part-prepayment
SBI
★★★★★
(4.4)🎁 Additional 0.25% discount for women borrowers
Interest Rate
11.15% - 14.95%
Processing Fee
1.5% + GST
Max Amount
₹20 Lakhs
Tenure
1-6 years
Key Features:
Trusted brand
Lower interest rates
Flexible tenure
Government backing
Union Bank of India
★★★★★
(3.7)Interest Rate
11.15% - 15.40%
Processing Fee
1% (min ₹500)
Max Amount
₹15 Lakhs
Tenure
1-5 years
Key Features:
Low interest ceiling
Simple documentation
Government-backed
Wide network
